Mike Robertson Associates Ltd, Lifestyle Financial Planners Battle East Sussex
Pretty Butterfly on a Green Leaf

Key Person Insurance

Protect Your Business

As a responsible business owner, you probably already have protection in place for things such as damage or theft of equipment and machinery. However, your most valuable asset is the people in your organisation. Businesses often overlook the importance of protecting against the loss of a key person and the impact it could have on your company’s continued viability.

It can be challenging to stop and think about what the consequences of something unexpected happening could be, especially when things are going. Here at MRA Ltd, we take the time to help you put the right protection in place for your business, ensuring that you're prepared no matter what the future holds.

Recruit a suitable replacement

You and your business partner bring unique skills to your roles. Imagine if you had to replace one of you suddenly, not an easy task! You would also have recruitment fees and training to consider, all of which could have a significant financial impact on the business.


Are you able to pay all your debts right now, today? If you have loans that your partner is a guarantor on, then in the unexpected event that they die the bank could ask to renegotiate the terms of the loan. This could mean that they ask you to repay the loan in full, does your business have the finances to cope with such a demand?

Leading from the front

Your employees and clients rely on you as a business owner. By not providing protection against unforeseen circumstances you could be putting their future in jeopardy.

MRA Ltd can provide you with the right financial protection so that your business is prepared if a key person is unable to carry out their role due to death or critical illness, whether they are a Director or an employee. This is done in the form of a lump sum payment to help you with the financial impact and loss of income. Giving you time to find a suitable replacement so that your business can continue to thrive.

Let us help your business to look forward to a brighter future.